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Abstract

Financial satisfaction is an important factor in financial decision making, particularly with regard to guiding financial behavior through goal setting. Financial satisfaction has been discussed in literature for some time; however, little has been written about the measurement of financial satisfaction and the factors associated with financial satisfaction. This study utilized data from the National Financial Capability Study State-by-State survey to build upon previous attempts to model financial satisfaction. Findings largely supported previous research, in that financial satisfaction was significantly correlated with socioeconomic factors, financial knowledge, risk tolerance, financial stressors, and financial behaviors. Additionally, having an emergency fund was one of the strongest behavioral correlates with financial satisfaction.

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