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Abstract
This study examines housing affordability and housing quality among female-headed households, focusing on the differences between those living in rural and urban areas. This study also explores how the demographic, housing and financial characteristics of these householders relate to housing affordability and housing quality for rural and urban householders. Existing literature on female householders does not provide a contemporary understanding of their specific characteristics, particularly concerning housing affordability and housing quality among rural householders. This study relies on a quantitative methodology, while utilizing the 2013 American Housing Survey (AHS) data for the analyses, and grounded in the housing adjustment theory. The initial findings reveal statistically significant differences regarding housing affordability and housing quality among the rural and urban householders. The multinomial and binary logistic regression models further show statistically significant relationships between the demographic, housing, and financial characteristics of the female-headed households in this study. The results of this research provide insight concerning the attributes of female householders, particularly those living in rural areas and their relationship to housing affordability and quality. The study also contributes to the growing body of literature in the field of housing and community development.