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Abstract

The goal of this research was to better understand the construct of financial happiness which I define as thinking and feeling that your financial life is going well, not badly, and create a standalone measure. To that end, I conducted a pilot study of Delphi experts from the field of financial planning. The experts created survey items related to financial happiness which were added to existing psychometrically tested scale items to create a large survey of 94 items presented to participants in Study 1 (n = 400). I then conducted an exploratory factor analysis that identified financial happiness as a one factor construct. In Study 2 (n = 379), I performed a confirmatory factor analysis that confirmed the one factor structure and identified both a ten- item and five-item measure well suited to identify the construct of financial happiness. The FinHap is a face valid and reliable measure (Alpha > .90) with good convergent and divergent validity that can be used by researchers and practitioners.

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